Thursday, May 19, 2011

Sweeping Cabinet Changes




In the last part of the 1st video, PM Lee says they will relook at the policy tradeoffs including safety nets as long as it does not undermine work ethics and Tharman reiterated that with more technical language saying the changes in cabinet will result in a relook at policy "parameters". If you look at every minister that spoke in the video, you get a sense that they have realised the need to do things differently. GE 2011 did send a very strong signal to the PAP govt and it is wise for them not to miss it otherwise the electorate will send an even stronger signal in 2016. For most Singaporeans, it does not matter if  they have a 2-party system or a 1-party system, what matters is a govt that delivers or try to deliver a better quality of life - they have never hesitated to give PAP dominant power in the past when their could see lives improving year after year.

A few general comments about the cabinet reshuffle. It looks like PAP ministers are versatile. Khaw for example can jump from being health minister to minister of national development in charge of housing. All the portfolio changes just show you that the technical expertise in each ministry lies with the permanent secretaries and the whole "army" of civil servants. Ng Eng Hen, who was a surgeon in his past life, is now defense minister helped by the experts in the SAF and DSTA - he just has to decide at the top level how "hawkish"  we should be on defense matters.

For the PAP to find areas where things can change "safely" is actually not difficult given how "extreme" this govt has been in its policy making.  A few examples of extremes - Singapore govt has the lowest healthcare expediture as a % of GDP compared with all other developed countries. While the govt scrutinise every drug and every procedure to find ways to cut subsidy and pass the burden to sick Singaporeans, Singapore spends more on defense than the two nearest neighbors combined and not too many questions are asked because the "Singapore govt is committed to defense"....it should also be more equally committed to helping Singaporeans who are burdened by healthcare costs. Another example of extreme is the COE system which led to Singapore having the most expensive cars in the world. It allocates cars purely on the ability of drivers to pay completely ignoring the needs of the people. In the past when the income gap was not so large, lower middle income families would still have a chance of car ownership. However, as the income gap rose, a larger mismatch between the needs and ability to pay emerged. The fall back was the public transport system which became for-profit entities when the govt privatise them - these entities always have to trade off between quality of service and profits. The more packed the trains and buses are in the morning the bigger their profits because commuters have no choice but to take them because cars are the most expensive in the world. A millionaire's son drives his car for dates but lower middle income families with grand-parents to look after struggle to own one.

Another extreme is the govt's fixation with corporate tax cuts and cuts in  high income brackets. One of the policy moves I cannot understand is the implementation of means testing that hurt the middle class financially folowed by a tax rebate and tax cut that the middle class probably don't really need. While everyone welcomes some kind of  income tax cut, it is the high medical cost for uninsured parents and healthcare cost without class "C" subsidy for those who have fallen through the cracks that keep many middleclass breadwinners awake at night.

There are many things for the PAP govt to fix, adjust & change and they have to look at policy making with a new pair of eyes. The populace can understand trade-offs and don't expect everything to be done for only short term benefit or 'self-benefit'. Why do you think the Aljunied people voted for the WP despite the millions in upgrading dangled before them? Intelligent Singaporeans have been asking what is the long term nation benefit of the excessive foreign influx for native Singaporeans - surely the benefits cannot be so elusive and difficult to comprehend that nobody can understand except the PAP govt. On the other hand, the long term negative effects of the income gap and high housing cost on Singaporeans is very clear but the PAP govt was less than determined to address the situation. Mah Bow Tan, who will be a great asset to any profit-making company, was still explaining why those prices are affordable days before Singaporeans went to the polls.

The govt has to respond more flexibly given effects of globalisation. Govts around the world have been voted out or forced out in authoritarian states because they failed to adjust and change fast enough. The PAP policies appeared to be exacerbating the effects of globalisation such as the income gap,, importing cheap labor and not doing enough to stop the speculative inflows into our housing market. I hope the sweeping changes in the cabinet comes with sweeping changes in the way the PAP thinks and operate.

51 comments:

Anonymous said...

Will government be building HDB flats in Johor now since it is cheaper?

Anonymous said...

Sweeping cabinet changes not necessary also mean sweeping policy changes for the better.

Singaporeans therefore should not hope or expect too much from this.

Because you can only expect as best as what is BEST AVAILABLE HERE, not what is the best.

You want the best, you get the best in the whole world, not the best in Singapore. Which means you may need to emigrate to get it. And provided you can.

Anonymous said...

Being a middle class singaporean, I was mulling the possibility of monetising my flat and withdrawing my cpf in the face of ever rising costs of living in Singapore. I shall reserve my view for the cabinet change until we get to see the actual policies implemented by the govt. Nevertheless, I'm glad to see that heads did roll this round. Kudos to the oppositions and bloggers like Lucky who made the men in charge sit up and listen... but for how long?

Anonymous said...

If I were the PAP, I will just change the form rather than the substance. Because sometimes if the form can improve perceptions, why not?

Anyway, what choice do Singaporeans have? They will still vote for PAP to be government no matter what, as long as opposition not ready to form government.

You tell me, if opposition had won 93% of seats instead of PAP and form the government, what sort of cabinet will it be like? More scary than PAP one, right?

Anonymous said...

Hi Lucky,

I think the next step is to openly and thoroughly discuss the new KPIs of each ministries, both in parliament and in the public forum. In that way, accountability and transparency could be achieved at the same time.

Cheers

Anonymous said...

The KPI is the GDP. Plain and simple.

Ministers' pay increase and bonuses are pegged to it.

What other KPI? KPI on how your suffering can be reduced? What? How? Which one to start with? Where to start? How many to start with?

Anonymous said...

Who decides the titles of new Ministerial positions?

Who suddenly decided to create a Emeritus Senior Minister role?

In America, and most countries, new Ministerial roles have to be approved by the legislature in a long and arduous process.

We can't have the Prime Minister or President suddenly make up new Ministerial roles and then give them huge salaries!!

Where are the checks-and-balances?

Anonymous said...

"Where are the checks-and-balances?"
Anon 19/5/11 14:01

They have been checked on 7 May by 1.84 million voters. And 60% said OK and also made the balance 81 vs 6 in their favour.

Joe said...

Hi Lucky,

I had a Msia cousin attaining Singapore citizenship few years ago.

After the GE2011, I ask him who do he vote for? And his reply is bascially he feel he can only vote for PAP. He worried that his citizenship mighted be revoked if the authority found out who he vote.

Although I proof it to him that his vote is secret. But he feel this is a chance he cant afford to take. Given his family is here, his career, housing, time and investment.. You can't really fault him.

On the other hand..if the influx of foregin talent kept increasing. with the same mentaility, isn't it as good as 1 vote for PAP with one citizenship given to a foregin talent.

Joe

Anonymous said...

Unfortunately that is how stupid and naive some new citizens are. If they say they vote for PAP because he/she think the party has done good job and continue to believe so..that's still acceptable. But to quote this fear that his secret vote might be found out and thus his citizenship revoked is as goon as any foreign trash we've bring in..sorry to use the strong word on your cousin..i would have said the same to any FT-turned-Citizens.

Anonymous said...

So far, all the cabinet changes have just been a cosmetic form. We're yet to see the pudding ie real substance in the change before we can call it a "real" change. As you said, it all boils down to how their future engagement with the people/grounds are, or is it merely going to be just "perception" management.
The policies..how will they change for the betterment. WE are tired of the trade-offs for the good of the country..there has to be trade-offs for the good of the people now. Otherwise, it will be once again, a GDP chase and we're merely digits to be accounted for.

What I'm disappointed so far is the lack of woman cabinets ministers. No doubt the affable tharman + PM have the smarts, we want to see more EQ injected into their policy thinking and handling with the ground in a fair and just manner. Of course one can argue woman minister like Lim Hwee Hwa did not yield any improvement in the previous lot..but I would argue that's because they re the same number crunchers and technocrats. If we have more of Lily Neo types, then I'll be convinced of their increased empathy. So I'll hold my judgment for now as to the "real epocal change" they like to rate themselves.

The PEOPLE will be the judge.

Anonymous said...

pursuant to the last post at 14.30, para 3 - they should have made dr lily neo health minister.

Anonymous said...

The PM can choose to make any MP a minister but that person must also accept it. It is 2 way.

And one will not accept a minister post if one thinks it is difficult or impossible to implement one's ideals and beliefs.

Take for instance our Lucky Tan. He may have lots of ideals and beliefs and criticisms of PAP that are good and relevant for the common folk.

But the fact that he did not contest as opposition in last election shows that it does not help any better his cause and beliefs than by just blogging.

Anonymous said...

To Anon 16:10

Who knows? He might be the opposition candidate from SDP, Mr Tan Jee Say.

Don't pray pray ah ;p

Anonymous said...

HIGH COST LAND = HIGH RENTAL (WHICH CAN BE CONTROL BY GOV).

HIGH COST LAND IS GD FOR THE RESERVE,GDP,PAP SALARY,BUT HURT THE PEOPLE.

HIGH RENTAL = LOW COST LABOUR
(THAT IS A WAY TO CUT COST)
THAT WHY WE NEED LOT OF CHEAP LABOUR.AND COMPANY TAKE THIS AS AN ADVANTAGE.


KEEP SAYING OIL OR WHATEVER DID THE IMPACT TO CAUSE THE PROBLEM,THE ROOT IS THE "land".

TONES OF MONEY HAD BEEN MADE BY THE LAND AND HDB,LOST COUNT IF U WANT TO INCLUDED ALL TAX.

AND WE PURE SINGAPOREANS NO FRUITS TO SHARE INSTEAD HV TO PAY AND PAY AND BE THIER SERVANT.

WHAT A BIGGEST JOKE IN THE WORLD,WE PAY AND AT THE SAME TIME BECOME SERVANT FOR THEM.

Anonymous said...

Mr Tan,

At first i thought i was crazy. But after reading your blog post, i feel vindicated.

It's either i am not crazy or both of us are siow! haha...

Your words resonate with me and i believe many others do too.

keep it coming and Good Luck Lucky Tan.

PS: Got the same feeling after hearing Prof Tambyah's Lunch Time rally speech and also reading Dr Tan Cheng Bock's blog. Don't feel so lonely at least.

Anonymous said...

Versatility of a minister is Atkin to an engineer by profession who had no finance background to be the CFO of the company... Uniquely and amazing Singapore!

Aurvandil said...

I am somewhat less optimistic that the PAP is serious about solving the problems. Rather the Cabinet line up seems more to be driven by political considerations to "fix" the Opposition rather than to "fix" problems. I did a blog posting about the thinking behind the line up and you can read about it here.

http://singstatistician.blogspot.com/

Anonymous said...

just another wayang. pm is not sincere. things will only get more expensive and worse.

Anonymous said...

Any change will be cosmetic to buy time while they increase the influx of new citizens to dilute the opposition votes, increase the number of constituencies further with the population expanding as valid reasons, while at the same time cutting up more constituencies and sacrificing a few marginal ones by shifting voters to reinforce others that they can hold on.

By the next election, another few ministers will be retired after taking the blame for more 'honest' mistakes, purposely engineered to fool the naive Singaporeans. In any case, those leaving would have already been richly rewarded in salaries earned with pensions as well. It is a win win situation.

Anonymous said...

ALMOST 600 COMMENT IN JUST ONE DAYS...
FORWARD AS FAR AS U CAN...........

http://sg.news.yahoo.com/blogs/singaporescene/next-ministers-salaries-must-come-down-sdp-154731623.html

Anonymous said...

I am happy to see Raymond Lim sacked. I was extremely fed up with his remark linking elders concessions to GST hike.

This guy caused lots of transportation problems and he was cunning enough to keep a low profile during the GE.

Now lets see what kind of million-dollar job he can get in the private sector.

Anonymous said...

I agree with 14.30. So here's the question - whose decisions is it to make an MP a part-time job? Is that the same in UK or other countries, or again just uniquely in SG?
Perhaps one can reasonably conclude that it's possible MPs like Indranee or Lily Neo do not want to be a full time minister because they want to retain their day jobs as practitioning Doctor or Lawyers. Is a shame really.

Anonymous said...

As a middleclass singaporean....i am skeptical. I think it is form over substance. There exist a huge propaganda show to change perception. As we speak...
Hopefully i am wrong ......Singapore and the many wrong policies we are living under..eg super high petrol tax, coe,
Public housing, telco charges etc has kept them in power & overfed...
Like a big titanic it is too late to swerve much less make a u-turn .

Anonymous said...

the only people singing praise that change is comming and that there is sincerity, are the ones who got promtoted... sa kah all the way to million dollars.. i would have done the same

Anonymous said...

So what...

Those self servicing self deluded greed for greed sakes assholes who got "off" by LHL are very well compensated...compensated with the blood monies of real people of singapore with their lead on those farking idiotic policies which is destroying singapore...

These farktards are "intelligent" huh...really truely "wise" huh...

Just a bunching of farking low lifes who could have done more good than harm...but all can see how it has been this past 5 farking years...no thanks to these idiotic and only "paper qualified intelligent" blood monies sucking farktards!!!!

Shits...just so much shit the lot of them!!!!!

http://www.youtube.com/watch?v=ntAlhciRb_4

Muthusami Chong said...

We Singaporeans have to come out "we-got-no-choice-but-to-suffer" mentality. Lee Kuan Yew has very cleverly induced this Bo Chap feeling in people's minds which is why we feel we have "no choice" but to accept foreign talents, live with NO health care for the aged, buy expensive HDB flats, accept 2 year national service cum reservist training etc...

Actually we have a choice to make our lives better with the opportunities which should be ours because of our shared citizenship.

Anonymous said...

Almost 50 years of power entrenched
by one political party and family.
How not to be skeptical?The culture
of intolerance to the weak, the
compassion deficit ,arrogance and
non-consultative mind-sets chosen
and selected from the same cloth
appear to want to change? We reserve
our right to doubt.
Anyway, thank you Lucky for your
tireless efforts in enlightening
and uniting our thoughts.

Anonymous said...

The only way to solve the political woes of the people is to have all the Alternative Parties disbanded and deregistered.

Otherwise, the woes and shits will just get pass from one set of leaders to another set ad infinitum. Of course there will come a time and it could be not too far away, when the breaking point is breached. As such, unless and until an Alternative Party has the Remedy for the ever looming problems, the Incumbent should be left to rule till then.

Anonymous said...

THOSE STUPID PAPAYAS USE MSM TO HIT US,NOW WE USE POISON TREAT POSION,TO LET THEM KNOW WHAT IS THE FEELING.READY THX GOD TO HELP US BY HVING THE NEW MEDIA...............KARMA.......

DO YOUR PART,FORWARD AS FAR AS U CAN.WE MUST WORK TOGETHER.

Anonymous said...

You mentioned that only the rich can afford COEs and that the middle class that require cars are struggling to get a car.
Do not forget about the business that require vehicles for their operation use. These companies have to pay the high taxes and COE and the cost is pass on to consumers.
So for those who think that high COE prices do not affect users who do not drive, think again.

The Pariah said...

PM Lee’s judgement is in question!!!

Law Minister K Shanmugam in THREE SHORT YEARS of ministerial capacity managed to piss off enough Singaporeans to turn in one of the WORST-PERFORMING GRC VOTE RESULTS (Nee Soon 58.4%) in GE2011!

Yet PM Lee saw it fit to “molly-coddle” Shanmugam by adding Foreign Affairs Ministry to and offloading Home Affairs Ministry from Shanmugam!

As Shanmugam plays hard ball, that goes to show that PM Lee plays equally hard ball.

Dangerous combination for us Singaporeans going forward.

TWO-PARTY SYSTEM is VITAL CHECK-AND-BALANCE - whether the ruling party is PAP, WP, NSP, or whatever.

LUCKY, it is not about quick fixes and patches. It is about Long Term Sustainable Good Governance! Time for Singapore to grow up politically - and not be a babe-in-the-woods forever!

The Pariah,
www.singaporeenbloc.blogspot.com

Anonymous said...

why not gov give a us some space.every thing want tax,want money,dont be so greedy can,even hse u also want make profit for it.

30yrs loan.
propert tax.
insecurance.
mantaintace.
stamp fee.
lawyer fee.
pub bill.
telephone bill.
internet bill.
renovation.
funiture ,personal loan,and so much more to pay and pay and pay.we need to eat,children need to eat,study,need to take care parent,dont mention car,gst,imcome tax and so many many tax...i almost lost count...pls lah.....we dont earn million like u.i beg u gov.

just a root for us to relax after
our hard work,cant ready see us gd izzit.....pls lah....

Anonymous said...

I see no different between MM & SM and Senior Advisor to Govt. They just shift from right to left. Look like PM Lee still not grow up yet.

I doubt the new cabinet can make any changes to PAP policy. As long as the Ah Gong still seating beside them.

If Tharman really capable than show us a positive Real Interest Rate for the next 5 years.

Anonymous said...

If Tharman really capable than show us a positive Real Interest Rate for the next 5 years.
Anon 20/5/11 16:04

I don't think that is a measure of capable.

Just as I don't think Singapore can avoid another recession. If it needs to happen, it will happen. No minister capability can prevent it.

Anonymous said...

I think that nobody, not even the greatest or most capable politician or minister in cabinet, can technically stop a recession. Recessions happen because of a worldwide trend in which one country's recession "spreads" from itself to another owing to various trade partnerships, and also, the increasing reliance of countries on each other. Call it globalization or whatever else, the issue has more to do with whether the cabinet is able to offset the negative effects in such recessions and to implement the best policies which are to help Singaporeans. Honestly, with all those FT policies in place, do you even think that the negative impact of any worldwide recessions can be avoided or offset? I am suspicious because a large reliance on foreign labour, and also, the steady influx of workers from outside Singapore on all fronts, executive, and non-executive, could also mean that when a real bad recession hits, Singaporeans are the first to suffer, because cost-cutting would mean that the more expensive people to hire are cut out of the picture, and priorities are given to cheaper foreigners, such as what happened after the GE 2006 during the years leading up to GE 2011.

Anonymous said...

Swapping ministers is NOT "sweeping changes". There is no fundamental change in the thinking of the PAP ministers and their ideology. S'poreans are so easily fooled by the 154th media.

Anonymous said...

To show how scandalous are our ministers’ salaries here are a few comparisons:

Any minister with a S$3.8 million salary plus an 8 month bonus gets to take home S$6.3 million.

1 This is $17,260 a day, every day for one year.

2 This is more than the basic salaries of the American President’s ENTIRE Cabinet.

2 This is 115 times more than Singapore’s per capita GDP of about S$55,000.

4 This is 1300 times more than a cleaner’s salary of $400 per month.

3 This is enough to pay the COMBINED salaries of the presidents of the USA, China, Russia, India, Brazil, The Philippines, Taiwan, South Korea, Indonesia, France, and Cuba who governs nearly half the world’s population.

Anonymous said...

Singapore minister pay, bonuses etc may be super high compared to other countries.

But with 93% seats won they have a super strong mandate for their super pay too.

Other countries don't even have this kind of super mandate even though their ministers salary are not even that high.

So what's the issue?

Anonymous said...

ALMOST REACH 600 COMMENT IN JUST 7HR…………

http://sg.news.yahoo.com/blogs/singaporescene/mah-bow-tan-accept-responsibility-unhappiness-080240311.html

Anonymous said...

The issue is our politician is money driven and serving Singaporean is simply bullshit. That is why our politician can't see the future of Singapore. HDB & Transport is a good example right?

Anonymous said...

Astonishing Pensions for PAP Ministers, Top Civil Service, Top Police Officers and High Court Judges, etc !DO MINISTERS RECEIVE 50% OF THEIR LAST-DRAWN PAY FOR LIFE?
Do company CEOs have life long pensions?
(This article was published by Patrick Lee Song Juan on Tuesday, May 10, 2011 in his facebook)

The articles reads :
Dear friends,
A lawyer friend (whose name I have with-held) has given me the shocking answer to my query: Do retired ministers receive 50% of their last-drawn pay for life? (scroll down: be sure to read the text in bold especially).I also attach a copy of the Parliamentary Act so you know I am not making this up.Please spread this message by cutting and pasting the text below in a new email message and sending it to all your friends.Some people actually think our ministers only make $40,000 a month, hence are not bothered by our ministers’ pay. Some people think it’s okay for our ministers to quibble over $30 increase in subsidies to the poor!!Your friend is wrong about 50%. It is actually as high as 2/3rds. The Parliamentary Pensions Act provides that “office holders” (which means “Prime Minister, Deputy Prime Minister, Speaker, Senior Minister, Minister, Senior Minister of State, Minister of State, Mayor, Senior Parliamentary Secretary, Parliamentary Secretary or Political Secretary”). If you closed your eyes and threw a stone in Parliament House during a Parliamentary sitting – assuming if, and it is a big if, that everyone attends (which is never the case. Parliamentary sittings are lucky if 50% of MPs attend!) you will hit at least 1 or perhaps 2 with the stone ricocheting PAP chaps entitled to pensions.
Anyhow, back to your question. The Act has a formula for payment of the amount of pension. You start with a numerator of 8 (meaning 8 years of service as office holder) and add 1 for every year of service after that. You divide this number by a fixed denominator of 27, and you stop when the number hits 2/3rds, which means that anyone who has 18 years service will hit maximum pension. The amount that is due to him FOR LIFE is found at section 4:

Anonymous said...

OK lah, the ministers may have super pay and pensions.

But how many of them only, out of 5 million people?

See things in perspective and consider them as the privileged, lucky, special or whatever few lah.

Just like royalty or some big shot retired politicians in other countries. They and also their families have good life, good money etc for life too.

But there are not many of them in the whole country. Do their people complain? No, they accept it as necessary trappings to reflect the symbol and status.

For heaven sake, men are not equal.

Anonymous said...

I'm afraid that some Singaporeans will be blinded by all these "major" changes in the Cabinet. A middle-aged guy spoke to me and he thinks that it's good that the poplarity vote for PAP had slide.

BUT he failed to realise that only 6 WP workers are in the Parliament and they are (I'm sorry to say this) relatively "toothless". They can say what they want to but no action can be enforced when the 81 MP are pro-garmen.

So what if there is a major "Shake-up"? Are we going to be told that a HDB flat cost 8 bucks just like what a bypass heart surgery will cost the Minister in MOH?

Anonymous said...

Anon@23:31. The issue is 93% of seats with only 60% of votes, skewed by the GRC system and the gerrymandering of constituency boundaries. You call that a strong mandate? Hey, how about a referendum on ministerial pay? If the majority are for it then there's no issue.

Anonymous said...

Is TS being set-up to fail? He is after all holding some very heavy appointmentships on top of his new IMF role.

Anonymous said...

GROW AND SHARE PACKAGE.....

WHEN I DO A CALUATION,I COME TO A SUPRISE WE ARE WORSE THEN A BEGGER IN THE STREET....LET ME EXPLAIN...

THIS IS SO CALL FRUIT SHARE AMOUNT SINGAPOREANS OR JUST THEMSELF ONLY???SINCE PAPA ALWAYS LIKE TO DO CONPARING...I SHOW U....

PAPA SALARY,BOUNES,PENSION ETC = $20,000 "A DAY".MIGHT BE MORE.

WE PEOPLE SO CALL SHARE FRUIT = $1000 AVAVAGE PER PERSON FOR 5YR = $200 PER MTH = 0.50 CENT A DAY!!!!!!!!

WORSE IS THAT PREVIOUS YRS WE HV BEEN PAY BY INSTANLMENT!!!!!

WE DONT MENTION OTHER TAX WHICH READY LOST COUNT,HOW MUCH U ALREADY PAY ONE DAY IN GST!!!!!!!!!

Anonymous said...

Where got cabinet change?
Only some old brooms replaced
by some new brooms only mah!

Anyway cabinet change is not
important lah.
Wat's needed is policy changes.

Anonymous said...

Where got cabinet change?
Only some old brooms replaced
by some new brooms only mah!

Anyway cabinet change is not
important lah.
Wat's needed is policy changes.

Anonymous said...

Lo & behold - review on ministerial pay! Now why would they do that if it was not an issue and afterall they had "super mandate"? Would have still preferred a referendum. Let's see where this review takes us.

Anonymous said...

IN THE FIRST PLACE WHO START ALL THIS TO COMPARE WITH COMPANY CEO?WHY NOT COMPARE TO THE WORLD LEADER BEFORE U MAKE ANY CHANGE,OR U THINK STUPID DAFT SINGAPOREANS DONT KNOW HOW TO FIND OUT,WHEN WE FIND OUT THEN U SAY CHANGE.IF WE DONT FIND OUT MEAN U CAN KEEP CARRY ON????
U GUYS ALWAYS SAY IF GIVE THE PEOPLE THAT MUCH,THEY WANT EVEN MORE.
HOW ABOUT U GUYS????BEFORE THOSE INCREASEMENT,U GUYS ALREADY MAKE MILLION.WHY SO GREEDY????EXCUSE AND EXCUSE AGAIN WHEN U WANT SOMETHING FOR YOURSELF??
YOUR SMALL INCREASEMENT CAN LEAD TO PEOPLE WHO EARN ONE LIFE TIME ALSO CANNOT REACH IT!
IF U READY TAKE GD CARE OF THE PEOPLE BY GIVING THEM GD ROOF,THEN NOBODY WILL BLAME U.
EVERYTHING U GUYS TALK IS MONEY,TRY TAKE AS MUCH MONEY FROM THE PEOPLE.EVEN HDB U ALSO MUST EARN HUGE PROFIT FROM THERE.U MEAN UNDER PAY = CORRUIT?? GREEDY IS MORE SCARING THEN CORRUIT.WHEN TIME IS BAD,U CUT YOUR PAY TO HELP THE POOR?WHEN TIME GD U TAKE 8 MTH BONUES….BETTER THEN GO ROB.HOW ABOUT US????LAND .TAX.RESERVE GDP..WHAT EVER ALL IS BELOW TO U,WHAT BELOW TO US!!!!!!!!!!!!!SIMPLE ROOF LIKE HDB ALSO HAD TO PAY 30YRS LIKE SLAVE!!!!!
..
U MEAN THOSE WORLD LEADER IS UNDER PAY???????????