Wednesday, February 01, 2012

The plight of Singapore's son Fandi Ahmad....

UPDATE: I read through the comments and some people said that Fandi's plight is his own making since he was once a millionaire and lost his fortune on bad investments. That he was once a millionaire is irrelevant to to the issues raised in this posting. You don't have to be an ex-millionaire to face competition from foreigners taking your jobs away, to fall through the cracks in our healthcare system and have problems with housing.....all you have to be is an ordinary Singaporean to face all these problems.

I read his interview in Today and shook my head as I found out how he ended up in his unhappy state.

First he was passed over and sidelined for a coaching job in Singapore. The job has been given to an FT although he has all the credentials and experience to do it.

Even the greatest soccer talent in our history has to concede to the penchant for hiring foreigners and end up making a living in JB where his tremendous talent is appreciated. After contributing to Singapore soccer for decades and so many extraordinary achievements, they simply cast him aside in favor of foreigners who are highly paid but have failed to restore the morale and glory of the Singapore team. Fandi's plight mirrors that of Singapore workers who held the title of number one workforce in the world for decades. The same workforce now has been replaced by a massive influx of foreign workers.

Fandi's problem is compounded by his wife getting sick. Not only sick but she fell through the cracks of our healthcare system for a common but serious ailment, seizure:

"The medical bills are mounting for me and made worse by the fact that her condition is not covered by insurance." - Fandi, Today [Link]

He now has to endure this ordeal as a result of PAP's policy of making the sick and their families shoulder as much financial burden as possible.

After all this, unlucky Fandi, has to grapple with getting a HDB flat, the most expensive public housing in the world today and HDB policies:

"I am in the process of applying to buy a HDB flat. But I don't have enough in my CPF savings. So things are a bit complicated." - Fandi

Fandi was once a millionaire and lost a large part of his fortune due to poor investments. That partially contributed to his plight today - if he had kept his money, he would be sitting around enjoying early retirement. However, not having a lot of money at his age is not an uncommon phenomena in Singapore as many simply don't have enough earning power to build sizable savings. We are also encouraged to be like Fandi - be an entrepreneur and take risks. His present problems are largely due to the system in place..falling through.the cracks and the tendency to value foreign talents over locals.

87 comments:

Anonymous said...

One who made millions and lost them in investments has only him/herself to blame. Please do not link it to the political system. They have got nothing to do with each other.

Anonymous said...

Very much agree with Anonymous.

Anonymous said...

I agree whatever happened to Fandi's life has nothing to do with foreign competition. His is a classic case of poor management of both his assets and football career. In fact he was one of our FT in Holland and he chose not to further his career there. Too bad things turned out this way for him, nobody else is to be blamed.

CK said...

He could have gone on to bigger things had he stayed in Holland. But no, the food sucks and the weather was too cold. If you don't have the mental strength you'll never make it big. He only has himself to blame.

Anonymous said...

I do agree that I think Singapore's government should provide better welfare for people who are sick and down with chronic diseases that require long term care. Getting sick is no fault of theirs but often imposes a large strain on family members and finances. The government should step in to aid instead of leaving us to get insurance from the free market, particularly since there are many terminologies and loopholes in insurance that the laymen cannot understand.

Anonymous said...

There are some who lost billions in investments and still get million dollar salaries. Don't blame Fandi. Its just who you are!

Anonymous said...

bay tahan. pappy people cannot read ah? Lucky Tan never say govt or foreigners' fault for his bad investments. He is talking govt you-die-your-business attitude, people falling thru cracks and not employing a very qualified local talent

Fair said...

All the anonymousES do not get it, or simply refuse to get the gist of what the blogger is saying.

Why is the government spending tens of millions promoting entreprenership? And why are so entrepreneurs despite the money spent?

Fandi is not blaming anyone for his investments failure.

He is talking about not getting a job in football IN Singapore.

And whoever it is , the welfare system in Singapore sucks. Fandi only raises the awareness. And you do not think the welfare system influences whether people take risks in life?

Anonymous said...

Every Singaporean knows that the welfare and healthcare in Singapore is way too expensive and sucks big time.
BUT,
what did Singaporeans do in the last 10 years?
Did they make any effort to rectify the problems?

Anonymous said...

The first anon is right. I think the political system and the leadership are highly questionable but I won't link the two.

Lucky's judgment is seriously showing holes.

Anonymous said...

Exactly why has the FAS refused to tap the expertise of a tried and proven Singapore son ?

PAP MP and FAS President Zainudin has to answer to the Singaporeans.

The preference for foreigners over locals has translated into yet another fiasco per the latest resignation of French Deputy CEO of FAS per below :

Zainudin said: "FAS had decided to recruit Mr Gouttefangeas as the Deputy Chief Executive Officer because of his experience in football management and marketing, as well as a vast network of contacts in Europe.

"While we are disappointed that he did not disclose to FAS the status of his companies in France and of the prohibitions imposed on him by the court in France, we accepted his apology as we believe it was an oversight on his part.

"I do understand the concerns expressed by some football officials in recent days. I am also heartened to note that other officials and fans have asked that we give Mr Gouttefangeas an opportunity to prove his worth. Mr Gouttefangeas has however requested to step down from his position - a move he feels is in the best interest of Singapore football. I would like to take this opportunity to wish Mr Gouttefangeas success in his future endeavours."

http://www.espnstar.com/football/asian-football/news/detail/item744565/S-League-deputy-CEO-steps-down/

Anonymous said...

Perhaps Fandi's plight is part of the 40% who did not vote PAP.

Majority (60%) do well or are OK with money despite the system and PAP govt that is not that perfect.

And that's good enough achievement for any govt. Just make sure majority are happy and satisfied. Because there is no way to be perfect and make 100% happy and satisfied. Which govt on earth is perfect?

Anonymous said...

Lucky he is malay, so he still has escape route. If I were him, I will have long ago migrated to Malaysia with entire family and apply for M'sian citizenship. With his salary in M'sia, he will still be able to live a middle-class lifestyle over there -- semi-D house, 2 cars, cheap education and cheap healthcare. Even as non-citizen, the private hospital bills in M'sia is still cheaper than B1 ward govt hospital in S'pore. If he gets M'sian citizenship, even cheaper for him & his family.

Anonymous said...

"Lucky he is malay, so he still has escape route. If I were him, I will have long ago migrated to Malaysia with entire family and apply for M'sian citizenship."
Anon 1/2/12 11:36

So simple? If so, why didn't he or others like him do just that?

Anonymous said...

The pap leegime only takes care of themselves and the elites around them. All others can go to hell for all they care.
Singaporeans should have known that a long time ago and acted on it. Now they know it and some have acted on it but many are still sleeping.
LHL comfirmed what Singaporeans have known for a long time. In Singapore to be poor is like living HELL.

Anonymous said...

Maybe Fandi loves Sin and or his family too much to become citizen of other nation. But, according to this article, he and his family are residing in Malaysia, isn't it?
In a way, Fandi is enjoying the best of two world; low cost of living in Malaysia and higher income from Sin.

Singaporeans wise enuff should learn from Fandi, after all Iskandar Development alone is 10 times the size of Sin and well-developed.

Anonymous said...

It seems that Indonesian and Malaysian soccer fraternity have always appreciated Fandi more than our own FAS.

Anonymous said...

If he had kept at it in Holland, instead of returning when things got a bit hard. He would be a multi millionaire today. But even he himself once said, holland is tough.

There are no freerides in this world. Do you see anyone in the Brotherhdood complaining, they are posted to the harshest parts of this world. None of them even retuned this cny.

Maybe some ppl make their own luck?

Anonymous said...

Moral of the story, whatever you do, do it for yourself first. Forget about the govt taking care of you, that is a myth EVERYWHERE.

Veritas said...

////
One who made millions and lost them in investments has only him/herself to blame. Please do not link it to the political system. They have got nothing to do with each other.
////

the rules do not apply if you are the top elites like ho ching, tony and kuan yew, and those idiots from temasek and gic.

take more from people and go back casino is the way for them.

Anonymous said...

it fact, when the day he joins soccer, he should know whats his future.

Do you think you could be the one that worth millions. If not why take the risk???? play well doesnt mean your future and or old age is taken care.

When he has a million, beside investment what else did he spent on???

i would not say serve him right....haiz

<*ANGEL*> said...

I dun think it is fair to make a guess on why Fandi chose to return instead of staying in Singapore. It could have been that life was hard for his family there too and I know he is a family man...

It is also not very fair to judge him on his choices about what he wants to do.. he never complain about the govt or anything... it is the writer who linked it in such a way...

While I agree we cant blame the government for Fandi's state as he is the master of his own life.

But I do think SGP should really consider hiring Fandi:) Who better to light up the fires of patriotism and passion than our local born national hero:)

Anonymous said...

Our Sin Leaders are never hard up of any patriotism. They are ONLY INTERESTED if You're contributing to the wealth of the State!

How much is your patriotism worth?

Anonymous said...

didn't FAS hired a foreigner who was later found to be a bankrupt?
They then had to stage a "resignation" wayang in the fashion of the ex-SMRT CEO. Hahaha!

Anonymous said...

My $0.02

When he was doing well,kids and wife in Jarkarta, posh villa et al, all OK

When penniless,broke and tragedy at home, passing the hat around

Life .....

Anonymous said...

what a sad plight. the gomen used him as a poster child for malays, r they dumping him?

Anonymous said...

FAS = Forgotten After Service !

Anonymous said...

What better way of becoming a global city than to recruit foreigners?

Pragmatism to the point of stupidity.

Anonymous said...

Support our Son of Singapore.

Vote for the Opposition.

Anonymous said...

"First he was passed over and sidelined for a coaching job in Singapore. The job has been given to an FT although he has all the credentials and experience to do it."
Lucky Tan

Lucky Tan, you sure you know better than those in charge?

Anonymous said...

Stand Up for Singapore.

Make a Minister unemployed in GE 2016.

Anonymous said...

Those who can, do.

Those who can't, blog, talk, coach or sing song. If Singapore cannot, go elsewhere.

Anonymous said...

Though I agree it would be weak to link Fandi problem to FT, but many comments are overlooking the 2 real issues raised by the blogger :-

- It doesn't matter how famous and\or successful you once are, you simply can't afford to fall through the crack in Sinkapore. You will just die like the rest if you do.

- If you are not rich, then you can die but you can't afford to fall sick in Sinkapore.

:(

Cynical Investor said...

The piece assumes that his wage demands are reasonable, but that FAS prefers to employ an FT at higher pay. Could be right, but could be wrong. Sembawang Soccer Academy was by my calculation of what Fandhi said it owed him, "paying" him $30,000 a month. That sounds like serious money. If that was his demand, and the FT is getting less, can't blame FAS.

As to his wife's medical bills, the way he phrases their plight implies to me that she is being treated privately. My question is if so, is it because she cannot or doesn't want to be treated under the public health system that is "subsidised".

If she cannot be given "subdidised" treatment, despite being a S'porean citizen (I assume that she converted), then there is something wrong with the system that should be corrected. Otherwise, sad to say, not fault of govmin or system. Unless, she not allowed to be citizen, then unfair.

Anonymous said...

" It doesn't matter how famous and\or successful you once are, you simply can't afford to fall through the crack in Sinkapore. You will just die like the rest if you do.

- If you are not rich, then you can die but you can't afford to fall sick in Sinkapore."
Anon 1/2/12 13:49

But even if so, PAP has succeeded in making at least 60% OK with it and so as to still vote PAP.

That's why I admire PAP for this.

Anonymous said...

My heart felt for Fandi's plight in the Singapore football arena. Singapore has over n over again hail him as a Hero, as a Legend, as the talented footballer of Singapore bla bla bla bla over n over n over again. BUT when it comes to having Fandi to be a Head Coach or be a Consultant in the Singapore Football unit, they falter, they hesitate, they couldnt afford, they couldn't get in touch with him etc etc ... FAS has only itself to regret!!! Probably in good time, Fandi will move over to Malaysia, they will provide him a house, change his citizenship n end happily ever after. I wish him n family to have faith and stay happy. He has the talent n skill that none other Singapore footbal striker have!!!!

Ng Eng Hou said...

We spent so much money on foreign coaches, but still our performance is as lousy. We're still playing kampung football. No longer you can see local crowds cheering our team like in the days when Fandi and others were there.

This Thing About Foreign Talent Is Over-Hyped!

Anonymous said...

A good soccer player does not neccessarily make a good soccer coach.

Anyway a good lesson for all of us is when the going is good, remember to put something away for a rainy day. No one owes you a living.

Fandi has never had any hesitaton going to other countries (Holland, Indonesia, Malaysia) to earn a better income and have a better life. Now when he needs to he plays the nationalism card and hints that the country should put him first? That seems a bit inconsistent to say the least.

Anonymous said...

What Fandi experienced is what most typical Ali, Ah Boon and Siva experienced. Fandi is just voicing out for the normal Singaporean. It's not abt not staying put in Holland. What he went thru is wat some of us had went thru. Took great risks in investments and fail. He's not blaming anyone or parties for what happened. He's just voicing his displeasure and difficulties. So, pls stop condemning him. He's only human and in life there are bounds to have ups and downs.

Anonymous said...

Fandi not getting a Technical Director job here in Singapore is probably due to him not having the necessary paper qualifications - something that the gov takes a lot of importance in.

Also, it's a known fact that the gov prefers foreigners over us Singaporeans.

So yes, these together with an expensive healthcare system, PAP has a lot to do with his plight. Not 100% but certainly a lot.

Anonymous said...

A good player before does not necessarily mean he will also be a good coach.

Just like you can do something very well but that does not mean you can also teach well and make others as good as you.

In fact it is rare to find a person who can do well and also teach well.

I hope Lucky Tan, being intelligent, also realise this so as to give more thought in his future postings.

Anonymous said...

How can we cast aside S'pore's favourite son who has flown the flag and represented the country on so many occasions? Shame on you Singapore for protecting the interests of foreigners and letting this wonderful and remarkable man fall through the cracks.Shame on you!

Anonymous said...

"Fandi was once a millionaire and lost a large part of his fortune due to poor investments."
Lucky Tan

Doesn't that tell something about the way he managed things and his affairs?

And being a coach, director or teacher, one need to manage things and people well to be successful.

Anonymous said...

"The medical bills are mounting for me and made worse by the fact that her condition is not covered by insurance." - Fandi, Today

She should have used the insurance company that Kwa Geok Choo had. That one even provide for a chartered 747 jet if you ever need medical attention while overseas.

Anonymous said...

"Fandi was once a millionaire and lost a large part of his fortune due to poor investments. That partially contributed to his plight today"

Last time got one guy lost tens of billions in Suzhou Industrial Park and his daughter-in-law lagi best, lost hundred of billions in Optus, Micropolis, Shin Corp, Merrill Lynch, Peter Cooper Village, UBS,...

Funny, how come they not in any plight? Still collecting million-dollar paychecks and multimillion-dollar bonus every year.

Anonymous said...

The long term plan of our government is to move everyone to JB when they are old....remember what our formal health minister said ? .......look like it is working now !

Ghost said...

I don't think this is a bad move for Fandi. Moving to Johor is good for him as it shows he is in demand in the region and is respected. Far more respected than in Singapore for sure.
The main problem Fandi has is that he do not have the paper qualifications. Former national coach Robin Chan couldn't even coach in the S-League because he do not have the coaching badges. Having xp counts for little in Singapore

Anonymous said...

Comparing the sports scenes here to the old, nobody wanted to support the yough olympic games. Those foreigners who won several gold for Singapore did not make us proud and did not get well-received applaud from the people. Everytime when there is an international sports or football games, the turnout were miserable. What does it say about Singapore now and those of the old days....

Yes, loyalty is no longer the same because PAP lack morality to lead and they are no longer a role model that Singaporeans to feel proud of. We have been BETRAYED!

MaRmEe said...

I totally understand how he felt. My son too has an inheritary condition. I quit my high paying job to stay with him. Medical bills are not cheap. Worse of all the school education is not helping. He's either disabilities or Autistic. He's in between. He hardly could attend school. MOE rules says even if you fail, you need to proceed.
I'm like, who can help me???

Lobo said...

Should become Malaysian long ago. The Malaysia Government will appreciate.

tc said...

It's not yet too late to plan for your retirement in Malaysia.

Just keep an open mind and search around. Go for reputed developers like SP Setia, UEM.

KL Eco City (in KL)
Setia Tropika, Setia Eco Cascadia, Setia Indah, Horizon Hills, etc (in JB)

Buy now and rent out in the meantime. You'll be surprised at the prices in 10-15years time.

Anonymous said...

Fandi took risks and he failed. We have no safety nets, so most of us do not take risks. We do not take risks, we do not create new business. This is a sad but unless Singapore encourage more entrepreneurship and rely less of State Owned Enterprises (Oops. Sorry. I meant GLC), Singaporeans will never be able to get out of the stranglehold under the PAP system i.e., only the selected few (or those who suck up to them) get to succeed in Singapore.

Anonymous said...

It is true that the welfare and healthcare in Singapore is way too expensive and sucks under the PAP. So how can life be good for poor and average Singaporeans. The point is that our PAP elites belong to the top echelon of income earners will never be affected by the lousy policies they have created for the people they governed.

Anonymous said...

as far as i know Mr ahmad has to ask himself what went wrong - even his sons' nationality not decided as they want to take south african citizenship so they can play football... so when it's convenient for you ok lah but when you need help then ... i'm not criticising you sir for you are truly a legend.. but you need to ask yourself first what went wrong.. as far as i can remember you'v been cheque book driven coz you left for selangor or johor or FT and then indonesia etc etc... anyway i wish you the best of luck and if you need help go see MP or minister lah - no point complaining in the papers...

Anonymous said...

Government started a show by acting to help Tan Howe Liang (who won Olympic medal for Singapore in 1960.) whose wife got cancer

1) If the system is good, Tan will receive help in the first place.

2) There are a lot of people in the same situation but their name are not Tan Howe Liang and receive no help.

Anonymous said...

Dear Mr. Tan,

"mirrors that of Singapore workers who held the title of number one workforce in the world for decades. "

I disagree this is the case. Could you identify your source for this assertion. Singaporeans are number one workforce ?

Anonymous said...

"not having a lot of money at his age is not an uncommon phenomena in Singapore as many simply don't have enough earning power to build sizable savings."

Our government sure have build in so many social safety net for themselves alright.

Most Singaporeans' pays are going into paying for their flats with hardly anything to retire. They are in a serious situation and this fucking government is pretending that this isn't a problem because these cunning politicians will disappear when their term ends. When you are 65, Teo Chee HEan won't be around to answer to you why you have $0 left in your cpf to retire. He will tell you to continue working.

All these fucking stupid 20s and 30s plus aged singaporeans are gonna be in for a rude shock when that day comes. Fuckers are completely unaware what life is in store for them in their old age in singapore.

I completely concur what LT is trying to alert people to. Singaporeans need realise this governt is shortchanging their cpf investments by making money out of their hdb flats.

A 4-room resale HDB flat in Sembawang and Yishun district is now $430 000.

Anonymous said...

"A 4-room resale HDB flat in Sembawang and Yishun district is now $430 000."
Anon 3/2/12 11:21

But 60% don't have any problem with that.

So if you have a problem, it is not their problem.

The said...

The problem is everyone is using the word "millionaire" loosely, starting with the press. Sure, at his height, his salary and endorsement probably added up to over a million bucks. But does that make him a millionaire? What are the income taxes and expenses.

It is like saying someone who earns $8,000 a month is a million after just 10 years of working $8,000 x 13 (months) x 10 (years).
By this definition, there are lots of millionaires in Singapore.

Anonymous said...

He is capable of making millions but not capable of keeping it, let alone grow it.

I think most people who became millionaires remain as one or even become richer.

From pauper to millionaire and back to pauper, is worse than being pauper all along.

Anonymous said...

The minorities will always get kick in their ash..and you end up cursing & swearing...how could it be possibble to suggest Fandi migrate to Malaysia..this is infact his homeland...there are peoples out there who wish e Malays to leave our homeland...no way.

Anonymous said...

why was our most exalted football star who gave Singapore football such prominence be passed over with the large noteworthy playing experience he has had and having been a team member of a European club? Where is the gratitude? Why do we need FT's who have no inbred knowledge of our football culture etc. be in charge? Are we admitting that our local coaches, like Fandi incapable of producing the goods. For example the coach of the National Football Academy is a Japanese who can hardly speak English! , ,

Anonymous said...

For example the coach of the National Football Academy is a Japanese who can hardly speak English! , ,
Anon 3/2/12 18:48


Maybe sign language is better when coaching football.

Anonymous said...

Things are not as simple as it looks. Fandi is a businessman and being a typical businessman, self interest overrules national patriotism. This is a fact as the interview with him shows that he is more interested of himself only. We have not heard from the FAS ... who knows, Fandi might be asking hugh amount of money which is 2x or 3x more than the FTs. If you were to read the interview in 1993, you will know how yaya he was... to me Fandi is talented but he is also a mercenary..PERIOD

Anonymous said...

ASK HIM TO GO GET A LIFE!!! HE IS SUCH A COCKY BASTARD DURING ARMY DAYS AND WHAT HAVE OUR POLITICAL SYSTEM AND OR ECONOMY GOT TO DO WITH SUUCH A LOOSER LIKE HIM?!!! THE PLIGHT OF HIM...HAHAHA WHAT A SHIT JOKE AND YOU GUY CAN WRITE SOMETHING GOOD ABOUT THIS CHAP?!!! IS A SINGAPORE JOKE AND YES, PLEASE DO STAY IN JOHORE FOR THE REST OF YOUR SHIT LIFE!!!

Merlion in Vancouver said...

I know this is what happens in Singapore all the time. The question to ask would have been...
"What if Fandi was a Singaporean Chinese?"
Would the lack of his paper qualifications been a stumbling block?
The Singapore government will never pay a good salary to its own people unless they are some part of the meritocratic PAP clan.

Remember the days when Fandi entered the Kallang Stadium??...the roar?...the anticipation? thats what he could have achieved as a coach as well. The younger generation would have looked up to him in awe and admiration and that's what will create a team with heart to win games.

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Anonymous said...

Fandi should have just moved and playedfor msia. he would have been more appreciated here. I can't believe all these terrible things these people are writing. helooo, this man put spore name up in the arena of sports once before. perhaps if spore gov appreciated him more then, he wouldn't have left and played for other countries. he is undecided abt the nationality of his kids maybe coz mr ahmad never felt that he belonged in spore or vice verca, spore never made him felt belonged. anyway spore was never spore on its own, it was under malaya, so, maybe for future spore will treat their athletes with more love and appreciation.

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Anonymous said...

Fandi Ahmad could speak only a word ot two in English in 1984 when we met at the Jurong Bird Park. How can a lowly educated Malay awang be the National coach of the Singapore Football team? Like they said, if you put 11 Malay players to play for Singapore, the match will surely be kelonged! You know what that means!

Anonymous said...

Where's Hasnim Haron these days? He was one of Singapore's most prolific players! The other day, I met by chance an ex player named Syed Mutalib in a coffeeshop in PKMS building at Geylang. Apparently, he trades in nasi briyani under the name 'House of Briyani' & he claims that his briyani is the best in Singapore! Woykd you believe that?

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Anonymous said...

Don't forget, one must not forget that a good player does not equal a good coach.

Anonymous said...

His business failure is his own making. Don't blame anyone. He did not manage his finance properly.

Anonymous said...

Lucky Tan,
How do you know that Fandi has credential and qualifications? The FAS knows better. Bear in mind that a good player does not necessary mean he is a good coach.To me there are many other good players at that time.A good coach is one that can visualised the whole gameplay and has vast experience all round.

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Anonymous said...

Why politicize this issue
He screw up
There are better coaches than him, whether local or foreigners.

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I agree whatever happened to Fandi's life has nothing to do with foreign competition. His is a classic case of poor management of both his assets and football career. In fact he was one of our FT in Holland and he chose not to further his career there. Too bad things turned out this way for him, nobody else is to be blamed.

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Anonymous said...

We cannot blame others for our plight. WE are responsible for our ourselves, and nobody owed us a living.Period.

We have to learn from our mistakes and not to make more mistakes in our lives.

Mistakes can be damaging and destructive to our well being.